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        <legend>Terms of Use </legend>
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        <p>
            Please read the following terms of use carefully before using this 
            website. By accessing or using Educino's website, including but not
            limited to all subpages, you agree, without limitation or qualification, 
            to these terms. If you do not agree to the given terms and conditions 
            after reviewing it thoroughly, you are requested not to use the site
        </p>



        <h4> I. TERMS AND CONDITIONS</h4>
        <p>
            This page states the Terms and Conditions under which you, the website user, may use this website.  By accessing or using this site, you agree to be bound by these Terms and Conditions.  This website, www.educino.com, is owned and operated by the Educino LLC.  Educino reserves the right to alter the content of this website, including these Terms and Conditions, at any time.  You should re-visit this page periodically to review the Terms and Conditions.
        </p>


        <h4>II. USE OF SITE MATERIALS/NO WARRANTIES</h4>
        <p>
            The materials on the website are owned or licensed by Educino LLC.  The contents of this website that are provided by Educino are provided as an information guide only.  The website and its materials are provided on an as-is basis.  Educino does not make any warranties about the accuracy, reliability, completeness, or currency of the material, services, software, text, graphics, or links contained within the website, nor does it warrant that the website or its server are free of computer viruses or other harmful material.  Educino hereby expressly disclaims all warranties, including any warranty of merchantability, fitness for a particular purpose, or warranty of non-infringement.  Your use of this website and its material, or any material posted by another user, is at your own risk.

        </p>


        <h4>  III. YOUR USE OF EDUCINO</h4>
        <p>
            You agree to access and use Educino only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules and regulations pertaining to your use of Educino. By accessing NYCEDC.com, you agree that you will not: 
        </p>
        <ul>

            <li>A. use Educino to commit a criminal offense or to encourage others to engage in any conduct which would constitute a criminal offense;</li>
            <li>B. use Educino in a way to give rise to civil liability or encourage others to engage in any conduct which would give rise to civil liability;</li>
            <li>C. use Educino to impersonate other parties or entities; </li>
            <li>D. use Educino to upload any content that contains a software virus, "Trojan Horse" or any other computer code, files, or programs that may alter, damage, or interrupt the functionality of Educino or the hardware or software of any other person who accesses Educino; </li>
            <li> E. upload, post, email, or otherwise transmit any materials that you do not have a right to transmit under any law or contractual relationship; </li>
            <li> F. alter, damage, or delete any content posted on Educino; </li>
            <li> G. disrupt Educino or its servers or networks in any way; or</li>
            <li> H. claim a relationship with or represent any business, association, or other organization with which you are not authorized to claim such a relationship or to represent. </li>
        </ul>




        <h4>IV. Your Use of Content on the Website</h4>
        <p>
            In addition to the general restrictions above, the following restrictions and conditions apply specifically to your use of content on the website.
        </p>
        <ul >

            <li>A. The content on the website, including without limitation, the text, software, scripts, graphics, photos, sounds, music, pictures, interactive features and the trademarks, service marks and logos contained therein are owned by or licensed to Educino, subject to copyright and other intellectual property rights under the law. Content on the website is provided to you AS IS for your information and personal use only. Educino reserves all rights not expressly granted in and to the website and the content.</li>
            <li>B. You may access User Posts solely:
                <ul>
                    <li>1. For your information and personal use in accordance with these Terms of Use; and</li>
                    <li>2. As intended through the normal functionality of the website.</li>
                </ul>
            </li>
            <li>C. You may access content, User Posts and other content only as permitted under this Agreement. Educino reserves all rights not expressly granted in and to the Content and the Websites.</li>

        </ul>


        <h4>V. Your User Submissions and Conduct</h4>
        <ul>
            <li>A. You shall be solely responsible for your own User Posts and the consequences of posting or publishing them. In connection with User Posts, you affirm, represent, and/or warrant that: you own or have all the necessary licenses, rights, consents, and permissions to use and authorize Educino to use all patent, trademark, trade secret, copyright or other intellectual property or proprietary rights in and to any and all User Posts to enable inclusion and use of the User Posts in the manner contemplated by the website and these Terms of Use.</li>
            <li>B. User Comments are made available to you for your information and personal use solely as intended through the normal functionality of the website. User Comments are made available "as is," and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, downloaded, or otherwise exploited in any manner not intended by the normal functionality of the website or otherwise as expressly authorized under this Agreement.</li>
            <li>C. You agree to not use, copy, reproduce, transmit, broadcast, sell, license, download, or otherwise exploit any of the content other than as expressly permitted herein, including any use, copying, or distribution of User Posts obtained through the website for any commercial purposes.</li>
            <li>D. You agree not to circumvent, disable or otherwise interfere with security-related features of the website or features that prevent or restrict use or copying of any content or enforce limitations on use of the website or the content therein.</li>
            <li>E. You understand that when using the Websites, you will be exposed to User Posts from a variety of sources, and that Educino is not responsible for the accuracy, usefulness, safety, of or relating to such User Posts. You further understand and acknowledge that you may be exposed to User Posts that are inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Educino with respect thereto, and agree to indemnify and Educino, its owners, operators, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the website.</li>
            <li>F. Members and non-members posting on Educino agree to the following conditions:
                <ul>
                    <li>- You will not post any material that is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, or in violation of any law.  Spam, flooding, advertisements, chain letters, pyramid schemes, and solicitations are prohibited.  You may not post copyrighted material unless you own the copyright or you have permission from the copyright owner.</li>
                    <li>- You are responsible for the content of your messages.  You agree to indemnify and hold harmless this website and any related websites.  Educino reserves the right to reveal your identity (or any information the organization has about you) in the event of a complaint or legal action arising from any information that you post.</li>
                    <li>- When you register, you agree to choose an appropriate username.  When you complete your user profile, you agree to present accurate information.  Educino will remove any information we discover to be inaccurate or inappropriate.</li>
                    <li>- You agree not to give your password to anyone else and not to use another member's account to post messages or browse this website.</li>
                    <li>- If you object to any postings or profiles, notify the websiteadministrator immediately. Educino will consider objections and remove content as it deems necessary.  Removing content is a manual process, so Educino may not be able to remove or edit messages immediately.</li>
                    <li>- Educino cannot confirm or warrant the validity or accuracy of postings on blogs or discussion forums.  Messages express the views of the authors, not of Educino.</li>
                </ul>
            </li>
        </ul>
        <p>
            If Educino learns of materials posted on the blog posts or discussion forums that it determines contain information suggesting a possible threat to anyone's life or health, it may disclose to legal authorities such information as may help to avert such threat.

        </p>

        <p>
            Educino reserves the right at all times to disclose any information necessary to satisfy the law, regulation, or government request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, that in Educino's sole discretion are objectionable or in violation of these terms and conditions.
        </p>
        <p>
            Educino does not assume any responsibility or liability for anything said, done, or presented by members or guests.
        </p>
        <p>
            Educino takes no responsibility for mistakes or the omission of information in materials provided and displayed.  All information provided on blogs and discussion forums is for service-oriented, support, educational, and informational purposes only.
        </p>
        <p>
            All unauthorized or illegal use of anything or any information provided on blogs or discussion forums is at the user's own risk.  Educino will not be responsible for any legal actions taken against a user for any reason.  Any messages of which Educino becomes aware that violate copyrights, trademarks, or other proprietary rights will be removed.
        </p>





        <h4>VI. YOUR PASSWORDS AND ACCOUNT SECURITY</h4>
        <ul>
            <li>A. You agree and understand that you are responsible for maintaining the security and confidentiality of passwords associated with any account you use on Educino.</li>
            <li>B. Accordingly, you agree that you will be solely responsible to Educino for all activities that occur under your account.</li>
            <li>C. If you become aware of any unauthorized use of your password or of your account, you agree to notify Educino immediately by emailing website@educino.com. </li>
        </ul>



        <h4>VII. INFORMATION YOU PROVIDE</h4>
        <p>
            In order to use certain aspects of Educino, you may be required to provide information about yourself. You agree that any information you give to Educino will always be accurate, correct and up to date. To learn how Educino may use such information please visit Educino's Privacy Policy.
        </p>


        <h4>VIII. LINKS</h4>
        <p>
            This website includes links providing direct access to third-party sites that are not owned or controlled by Educino.Educino has not participated in the development of those other sites and is not responsible for the availability or content of such sites.  Once youaccess any such site, you are subject to the privacy policy of that site.   In addition, Educino will not and cannot censor or edit the content of any third-party site. By using the website, you expressly relieve Educino from any and all liability arising from your use of any third-party website. Links to such sites are provided solely as a convenience to the user and do not constitute any endorsement, authorization, sponsorship, or affiliation by Educino of or with any such site, its owners or providers.
        </p>

        <h4>IX. DISCLAIMER OF LIABILITY</h4>
        <p>
            Educino shall not be liable for any damages whatsoever (including, without limitation, incidental, consequential, or punitive damages, lost profits, or damages resulting from lost data or business interruption) resulting or arising from a visitor's use of, or inability to use, this website, or sites linked to this website, whether based on warranty, contract, tort, or any other legal theory, and whether or not Educino is advised of the possibility of such damages.
        </p>
        <h4>X. Termination Policy</h4>

        <ul>
            <li>A.	You may terminate your use of the Website at any time. Educino may suspend or terminate your access to the website or terminate these Terms of Service, at any time, for any reason. If Educino suspects that you have violated any provision of these Terms of Service, Educino may also seek any other available legal remedy. Your rights under these Terms of Service will terminate automatically if you breach any part of these Terms of Service. You remain solely liable for all obligations related to use of the website, even after you have stopped using the website.</li>
            <li>B.	Educino reserves the right to decide whether Content or a User Submission is appropriate and complies with these Terms of Service for violations other than copyright infringement and violations of intellectual property law, such as, but not limited to, laws regulating obscene or defamatory material. Educino may remove such User Submissions and/or terminate a User's access for uploading such material in violation of these Terms of Service at any time, without prior notice and at its sole discretion.</li>    
        </ul>


        <h4>XI. COPYRIGHTS AND TRADEMARKS</h4>
        <p>
            All rights in text, photographs, illustrations, artworks, and other graphic material are reserved Educino and/or the copyright owners.  Prior permission to use, reproduce, or reprint any photograph, illustration, artwork, or other graphic material must be obtained from the copyright owner, regardless of the intended use.  The text materials contained in this website may be used, downloaded, reproduced, or reprinted, provided that this copyright notice appears in all copies and provided that such use, download, reproduction, or reprint is for non-commercial or personal use only.  The text materials contained in this website may not be modified in any way.

        </p>
        <p>
            Any use of Educino or other such references, or of the text or graphic materials contained in this website, in any manner to express or imply endorsement, sponsorship, affiliation, or association of the user with or by Educino is strictly prohibited.

        </p>
        <p>
            Educino is committed to full compliance with U.S. copyright law on this website.  If you are a copyright owner and believe that material on this website infringes your rights, please provide an official notice pursuant to the Digital Millennium Copyright Act to: <a href="mailto:website@educino.org">website@educino.org</a>

        </p>


        <h4>XII. Limitation of Liability</h4>
        <p>
            In no event shall Educino, its managers, members, employees, licensors, suppliers, or agents, be liable for any indirect, incidental, special, punitive, or consequential damages whatsoever resulting from your access to or use of the websites, content, user submissions or the products and services available on the website. 
        </p>

        <h4> XIII. Indemnity</h4>
        <p>
            You agree to defend, indemnify and hold harmless Educino, its managers, members, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the website; (ii) your violation of any term of these Terms of Use; (iii) your violation of any third party rights, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your User Posts caused damage to a third party or to Educino. This defense and indemnification obligation will survive these Terms of Use and your termination of use of the website. 
        </p>



        <h4>XIV. Ability to Accept Terms of Service</h4>
        <p>
            You affirm that you are either more than 18 years of age, or an emancipated minor, or possess the consent of your legal parent or guardian, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.
        </p>

        <h4>Additional Terms</h4>
        <p>
            The terms and conditions and the resolution of any dispute related to the access and use of this website shall be governed by and construed in accordance with the laws of the United States of America.  By using this website, you agree to submit to the jurisdiction of the courts the United States of America with respect to any dispute, disagreement, or cause of action related to or involving this website.  If any provision on this Terms and Conditions page is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. By using the Websites, you consent to receiving electronic communications from Educino. These communications will include notices about your account and information concerning or related to the websites and/or Educino products and services. You agree that any notice, agreement, disclosure or other communication that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing. These Terms of Use, together with any other legal notices published by Educino on the website, shall constitute the entire agreement between you and Educino concerning the website. No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and Educino's failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision. Educino reserves the right to amend these Terms of Use at any time and without notice, and it is your responsibility to review these Terms of Use for any changes. Your use of the website following any amendment of these Terms of Use will signify your assent to and acceptance of its revised terms. You and Educino agree that any cause of action arising out of or related to the websites must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.
        </p>
        <p>
            Contact information: <a href="mailto:website@educino.com">website@educino.com</a>
        </p>






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